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Is ₹2 Lakh FD Enough for Monthly Expenses? Faridabad

Published date: January 9, 2026
  • Location: Faridabad, Haryana, India

A 2 lakh fixed deposit interest per month option is suitable for investors seeking safety and predictable income. While the monthly interest amount is modest, it offers capital protection and steady cash flow. Depending on the institution and tenure, interest is usually credited monthly, making it useful for supplementing household expenses. This option works well for conservative investors, retirees, or first-time FD holders. Choosing the right tenure and interest payout frequency can slightly improve returns. Though it won’t replace a salary, a ₹2 lakh FD remains a reliable choice for risk-free monthly income planning.


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